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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,715 | $69,518-70.2% | $59,887-65.4% | $135,379-84.7% |
| Participation rate | 84.2% | 77.8%+6.4pp | 74.7%+9.5pp | 82.6%+1.6pp |
| Annual return | -8.28% | 7.95%-16.2pp | 3.46%-11.7pp | 519.79%-528.1pp |
| Employer contribution / active EE | $544 | $3,235-83.2% | $2,722-80.0% | $4,779-88.6% |
| Participant deferral / active EE | $1,643 | $4,204-60.9% | $3,402-51.7% | $5,609-70.7% |
| Admin fee / account holder | $360 | $5,734-93.7% | $3,591-90.0% | $10,828-96.7% |