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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,187 | $73,546-45.4% | $63,018-36.2% | $147,586-72.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 9.62% | 175.56%-165.9pp | 87.62%-78.0pp | 578.59%-569.0pp |
| Employer contribution / active EE | $1,194 | $3,324-64.1% | $2,761-56.7% | $4,876-75.5% |
| Participant deferral / active EE | $3,421 | $4,185-18.2% | $3,330+2.7% | $5,439-37.1% |
| Admin fee / account holder | $2,289 | $5,956-61.6% | $3,601-36.4% | $10,886-79.0% |