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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,402 | $50,554-45.8% | $67,681-59.5% | $87,485-68.7% |
| Participation rate | 70.0% | 67.7%+2.3pp | 73.7%-3.7pp | 68.9%+1.1pp |
| Annual return | 14.28% | 17.81%-3.5pp | 590.58%-576.3pp | 26.06%-11.8pp |
| Employer contribution / active EE | $752 | $1,988-62.2% | $2,678-71.9% | $2,596-71.1% |
| Participant deferral / active EE | $3,067 | $2,961+3.6% | $3,976-22.9% | $4,274-28.2% |
| Admin fee / account holder | $692 | $4,132-83.3% | $6,100-88.7% | $7,775-91.1% |