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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,906 | $162,812-36.8% | $133,971-23.2% | $158,966-35.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 2.36% | 41.94%-39.6pp | 45.09%-42.7pp | 302.95%-300.6pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,516 | $5,910-57.4% | $5,047-50.2% | $5,983-58.0% |
| Admin fee / account holder | $8,266 | $11,741-29.6% | $8,929-7.4% | $11,250-26.5% |