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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,695 | $135,645-41.2% | $110,243-27.7% | $135,379-41.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -0.30% | 513.24%-513.5pp | 314.76%-315.1pp | 519.79%-520.1pp |
| Employer contribution / active EE | $16,386 | $4,907+233.9% | $3,827+328.2% | $4,779+242.9% |
| Participant deferral / active EE | $9,100 | $5,507+65.2% | $4,672+94.8% | $5,609+62.2% |
| Admin fee / account holder | $4,347 | $11,458-62.1% | $8,548-49.2% | $10,828-59.9% |