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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,585 | $91,179-58.8% | $178,499-78.9% | $79,852-52.9% |
| Participation rate | 76.7% | 69.2%+7.5pp | 81.9%-5.2pp | 69.6%+7.1pp |
| Annual return | 15.79% | 24.19%-8.4pp | 151.10%-135.3pp | 31.72%-15.9pp |
| Employer contribution / active EE | $1,506 | $3,256-53.8% | $5,011-70.0% | $2,471-39.1% |
| Participant deferral / active EE | $4,770 | $3,236+47.4% | $5,202-8.3% | $3,740+27.5% |
| Admin fee / account holder | $1,702 | $6,749-74.8% | $13,986-87.8% | $5,306-67.9% |