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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,999 | $157,276-73.3% | $141,177-70.3% | $152,885-72.5% |
| Participation rate | 82.6% | 84.8%-2.2pp | 82.5%+0.1pp | 82.5%+0.2pp |
| Annual return | 28.58% | 64.33%-35.8pp | 71.40%-42.8pp | 345.39%-316.8pp |
| Employer contribution / active EE | $3,193 | $5,262-39.3% | $4,736-32.6% | $4,763-33.0% |
| Participant deferral / active EE | $5,483 | $7,110-22.9% | $6,710-18.3% | $5,851-6.3% |
| Admin fee / account holder | $532 | $12,123-95.6% | $10,263-94.8% | $11,598-95.4% |