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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,569 | $181,896-65.6% | $156,551-60.0% | $273,972-77.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -3.71% | 30.74%-34.5pp | 32.23%-35.9pp | 41.46%-45.2pp |
| Employer contribution / active EE | $8,125 | $6,248+30.0% | $5,501+47.7% | $4,869+66.9% |
| Participant deferral / active EE | $5,186 | $5,550-6.6% | $4,871+6.5% | $5,287-1.9% |
| Admin fee / account holder | $1,798 | $15,560-88.4% | $13,028-86.2% | $10,133-82.3% |