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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,080 | $181,896-89.5% | $156,551-87.8% | $273,972-93.0% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 6.23% | 30.74%-24.5pp | 32.23%-26.0pp | 41.46%-35.2pp |
| Employer contribution / active EE | $1,761 | $6,248-71.8% | $5,501-68.0% | $4,869-63.8% |
| Participant deferral / active EE | $3,126 | $5,550-43.7% | $4,871-35.8% | $5,287-40.9% |
| Admin fee / account holder | $4,293 | $15,560-72.4% | $13,028-67.0% | $10,133-57.6% |