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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,305 | $85,060+45.0% | $70,565+74.7% | $139,487-11.6% |
| Participation rate | 100.0% | 73.9%+26.1pp | 68.4%+31.6pp | 80.3%+19.7pp |
| Annual return | 7.33% | 30.39%-23.1pp | 32.79%-25.5pp | 373.84%-366.5pp |
| Employer contribution / active EE | $15,930 | $3,912+307.2% | $2,976+435.3% | $4,755+235.0% |
| Participant deferral / active EE | $9,635 | $5,891+63.5% | $4,568+110.9% | $6,713+43.5% |
| Admin fee / account holder | $1,099 | $8,932-87.7% | $6,430-82.9% | $11,407-90.4% |