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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,823 | $104,694-20.9% | $85,709-3.4% | $167,536-50.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 3.15% | 21.45%-18.3pp | 21.49%-18.3pp | 478.82%-475.7pp |
| Employer contribution / active EE | $6,188 | $3,337+85.4% | $2,619+136.3% | $4,839+27.9% |
| Participant deferral / active EE | $9,027 | $4,826+87.0% | $3,924+130.1% | $6,342+42.3% |
| Admin fee / account holder | $1,531 | $10,035-84.7% | $6,876-77.7% | $12,315-87.6% |