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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,765 | $125,237-53.9% | $105,608-45.3% | $145,877-60.4% |
| Participation rate | 87.0% | 77.7%+9.3pp | 75.3%+11.7pp | 80.3%+6.7pp |
| Annual return | 16.72% | 225.76%-209.0pp | 116.50%-99.8pp | 551.28%-534.6pp |
| Employer contribution / active EE | $2,399 | $3,720-35.5% | $3,167-24.2% | $4,663-48.5% |
| Participant deferral / active EE | $5,480 | $5,711-4.0% | $5,010+9.4% | $6,691-18.1% |
| Admin fee / account holder | $2,063 | $17,287-88.1% | $11,028-81.3% | $13,402-84.6% |