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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,898 | $73,019-50.8% | $90,766-60.4% | $68,490-47.6% |
| Participation rate | 92.3% | 70.8%+21.5pp | 75.7%+16.6pp | 67.9%+24.4pp |
| Annual return | -20.11% | -13.81%-6.3pp | -12.16%-8.0pp | -7.85%-12.3pp |
| Employer contribution / active EE | $2,457 | $2,193+12.1% | $2,922-15.9% | $2,597-5.4% |
| Participant deferral / active EE | $4,490 | $3,626+23.8% | $4,565-1.6% | $4,028+11.5% |
| Admin fee / account holder | $5,668 | $5,897-3.9% | $8,446-32.9% | $5,403+4.9% |