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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,765 | $125,190-53.9% | $105,624-45.3% | $145,897-60.4% |
| Participation rate | 87.0% | 77.6%+9.3pp | 75.3%+11.7pp | 80.3%+6.7pp |
| Annual return | 16.72% | 225.22%-208.5pp | 116.20%-99.5pp | 552.29%-535.6pp |
| Employer contribution / active EE | $2,399 | $3,720-35.5% | $3,168-24.3% | $4,663-48.5% |
| Participant deferral / active EE | $5,480 | $5,716-4.1% | $5,013+9.3% | $6,689-18.1% |
| Admin fee / account holder | $2,063 | $17,138-88.0% | $10,961-81.2% | $13,390-84.6% |