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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,915 | $71,872-75.1% | $86,691-79.3% | $68,495-73.8% |
| Participation rate | 77.1% | 72.2%+4.9pp | 76.6%+0.6pp | 67.9%+9.3pp |
| Annual return | -11.07% | 3.53%-14.6pp | 35.94%-47.0pp | -7.84%-3.2pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $2,959 | $3,779-21.7% | $4,656-36.4% | $4,028-26.5% |
| Admin fee / account holder | $7,757 | $6,112+26.9% | $7,492+3.5% | $5,403+43.6% |