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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,571 | $57,305-13.5% | $86,640-42.8% | $75,173-34.1% |
| Participation rate | 33.3% | 63.2%-29.9pp | 71.7%-38.4pp | 67.2%-33.9pp |
| Annual return | 16.81% | 2674.24%-2657.4pp | 592.52%-575.7pp | 160.72%-143.9pp |
| Employer contribution / active EE | $800 | $2,316-65.5% | $3,024-73.6% | $2,671-70.1% |
| Participant deferral / active EE | $1,172 | $3,320-64.7% | $4,438-73.6% | $4,126-71.6% |
| Admin fee / account holder | $8,976 | $4,116+118.1% | $5,616+59.8% | $5,651+58.9% |