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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,836 | $138,075-71.1% | $123,552-67.8% | $135,379-70.6% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | -4.33% | 153.70%-158.0pp | 119.20%-123.5pp | 519.79%-524.1pp |
| Employer contribution / active EE | $1,498 | $5,152-70.9% | $4,628-67.6% | $4,779-68.7% |
| Participant deferral / active EE | $3,195 | $6,800-53.0% | $6,426-50.3% | $5,609-43.0% |
| Admin fee / account holder | $23,372 | $10,917+114.1% | $9,285+151.7% | $10,828+115.9% |