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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,487 | $150,447-60.5% | $136,298-56.4% | $147,586-59.7% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 12.07% | 1049.15%-1037.1pp | 5156.27%-5144.2pp | 578.59%-566.5pp |
| Employer contribution / active EE | $1,068 | $5,256-79.7% | $4,696-77.3% | $4,876-78.1% |
| Participant deferral / active EE | $2,140 | $6,631-67.7% | $6,247-65.7% | $5,439-60.7% |
| Admin fee / account holder | $613 | $10,906-94.4% | $9,244-93.4% | $10,886-94.4% |