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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,683 | $198,457-76.5% | $170,435-72.6% | $147,586-68.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 8.30% | 257.30%-249.0pp | 205.94%-197.6pp | 578.59%-570.3pp |
| Employer contribution / active EE | $14,042 | $6,183+127.1% | $5,432+158.5% | $4,876+188.0% |
| Participant deferral / active EE | $8,025 | $5,629+42.6% | $4,939+62.5% | $5,439+47.6% |
| Admin fee / account holder | $118,648 | $16,852+604.0% | $13,881+754.8% | $10,886+989.9% |