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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,569 | $27,936+106.1% | $58,561-1.7% | $75,173-23.4% |
| Participation rate | 44.4% | 38.8%+5.6pp | 50.9%-6.4pp | 67.2%-22.8pp |
| Annual return | 22.59% | 44.21%-21.6pp | 4251.33%-4228.7pp | 160.72%-138.1pp |
| Employer contribution / active EE | $654 | $670-2.3% | $1,053-37.9% | $2,671-75.5% |
| Participant deferral / active EE | $1,316 | $1,202+9.5% | $1,923-31.6% | $4,126-68.1% |
| Admin fee / account holder | $708 | $1,727-59.0% | $2,520-71.9% | $5,651-87.5% |