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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,561 | $110,551+4.5% | $80,741+43.1% | $167,536-31.0% |
| Participation rate | 63.6% | 64.0%-0.3pp | 54.2%+9.5pp | 82.1%-18.5pp |
| Annual return | 17.49% | 120.57%-103.1pp | 87.30%-69.8pp | 478.82%-461.3pp |
| Employer contribution / active EE | $868 | $1,543-43.8% | $1,160-25.2% | $4,839-82.1% |
| Participant deferral / active EE | $4,718 | $2,870+64.4% | $2,145+119.9% | $6,342-25.6% |
| Admin fee / account holder | $756 | $4,547-83.4% | $3,380-77.6% | $12,315-93.9% |