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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,852 | $91,537-61.9% | $130,045-73.2% | $75,173-53.6% |
| Participation rate | 60.9% | 71.5%-10.6pp | 78.5%-17.6pp | 67.2%-6.3pp |
| Annual return | 16.77% | -631.55%+648.3pp | -137.30%+154.1pp | 160.72%-143.9pp |
| Employer contribution / active EE | $1,974 | $2,845-30.6% | $4,321-54.3% | $2,671-26.1% |
| Participant deferral / active EE | $2,628 | $4,343-39.5% | $5,820-54.8% | $4,126-36.3% |
| Admin fee / account holder | $1,392 | $6,780-79.5% | $10,600-86.9% | $5,651-75.4% |