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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,278 | $93,589-21.7% | $135,942-46.1% | $75,181-2.5% |
| Participation rate | 53.8% | 75.2%-21.3pp | 81.9%-28.1pp | 67.2%-13.4pp |
| Annual return | 20.25% | 30.90%-10.7pp | 68.28%-48.0pp | 160.69%-140.4pp |
| Employer contribution / active EE | $1,176 | $3,537-66.8% | $4,858-75.8% | $2,671-56.0% |
| Participant deferral / active EE | $5,391 | $6,405-15.8% | $7,759-30.5% | $4,126+30.7% |
| Admin fee / account holder | $4,716 | $6,977-32.4% | $10,764-56.2% | $5,650-16.5% |