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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,007 | $110,801-56.7% | $86,868-44.7% | $167,518-71.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 8.90% | 117.00%-108.1pp | 63.53%-54.6pp | 478.71%-469.8pp |
| Employer contribution / active EE | $5,256 | $3,245+62.0% | $2,496+110.6% | $4,838+8.6% |
| Participant deferral / active EE | $3,349 | $4,547-26.3% | $3,699-9.5% | $6,342-47.2% |
| Admin fee / account holder | $405 | $8,417-95.2% | $5,829-93.1% | $12,312-96.7% |