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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,572 | $138,102-35.1% | $125,381-28.6% | $134,532-33.4% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -13.41% | 750.73%-764.1pp | 572.31%-585.7pp | 418.27%-431.7pp |
| Employer contribution / active EE | $2,507 | $5,245-52.2% | $4,815-47.9% | $4,741-47.1% |
| Participant deferral / active EE | $9,065 | $7,801+16.2% | $7,448+21.7% | $6,401+41.6% |
| Admin fee / account holder | $773 | $11,568-93.3% | $10,007-92.3% | $11,429-93.2% |