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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,630 | $82,674-47.2% | $125,363-65.2% | $68,495-36.3% |
| Participation rate | 75.3% | 75.0%+0.2pp | 82.4%-7.1pp | 67.9%+7.4pp |
| Annual return | -14.74% | -5.97%-8.8pp | 572.15%-586.9pp | -7.84%-6.9pp |
| Employer contribution / active EE | $471 | $3,382-86.1% | $4,815-90.2% | $2,596-81.8% |
| Participant deferral / active EE | $5,328 | $6,111-12.8% | $7,447-28.5% | $4,028+32.3% |
| Admin fee / account holder | $2,668 | $6,276-57.5% | $10,005-73.3% | $5,403-50.6% |