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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,884 | $124,336-65.5% | $111,303-61.5% | $167,518-74.4% |
| Participation rate | 80.0% | 79.6%+0.4pp | 77.3%+2.7pp | 82.1%-2.1pp |
| Annual return | 10.08% | 37.45%-27.4pp | 54.66%-44.6pp | 478.71%-468.6pp |
| Employer contribution / active EE | $705 | $3,436-79.5% | $2,731-74.2% | $4,838-85.4% |
| Participant deferral / active EE | $8,220 | $5,181+58.7% | $4,487+83.2% | $6,342+29.6% |
| Admin fee / account holder | $472 | $10,623-95.6% | $7,966-94.1% | $12,312-96.2% |