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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,848 | $168,636-62.7% | $147,618-57.4% | $125,388-49.9% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -2.69% | 77.65%-80.3pp | 61.98%-64.7pp | 282.24%-284.9pp |
| Employer contribution / active EE | $4,730 | $6,252-24.3% | $5,565-15.0% | $4,866-2.8% |
| Participant deferral / active EE | $5,330 | $5,507-3.2% | $4,895+8.9% | $5,352-0.4% |
| Admin fee / account holder | $12,201 | $13,580-10.2% | $11,612+5.1% | $9,541+27.9% |