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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,895 | $109,863-27.3% | $98,477-18.9% | $167,518-52.3% |
| Participation rate | 60.0% | 75.8%-15.8pp | 73.3%-13.3pp | 82.1%-22.1pp |
| Annual return | 18.15% | 1958.09%-1939.9pp | 1493.59%-1475.4pp | 478.71%-460.6pp |
| Employer contribution / active EE | $1,285 | $3,225-60.2% | $2,961-56.6% | $4,838-73.4% |
| Participant deferral / active EE | $3,410 | $4,673-27.0% | $4,276-20.2% | $6,342-46.2% |
| Admin fee / account holder | $3,748 | $6,755-44.5% | $5,951-37.0% | $12,312-69.6% |