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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,224 | $183,516-9.4% | $155,534+6.9% | $145,884+13.9% |
| Participation rate | 82.4% | 82.7%-0.4pp | 78.2%+4.1pp | 80.3%+2.1pp |
| Annual return | 12.17% | 61.43%-49.3pp | 64.92%-52.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,607 | $5,315-50.9% | $4,675-44.2% | $4,662-44.1% |
| Participant deferral / active EE | $7,974 | $6,467+23.3% | $5,630+41.6% | $6,690+19.2% |
| Admin fee / account holder | $16,314 | $19,293-15.4% | $15,900+2.6% | $13,392+21.8% |