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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,861 | $175,259-28.8% | $149,723-16.6% | $139,487-10.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.87% | 166.82%-152.0pp | 134.50%-119.6pp | 373.84%-359.0pp |
| Employer contribution / active EE | $5,613 | $5,478+2.5% | $4,821+16.4% | $4,755+18.0% |
| Participant deferral / active EE | $5,891 | $6,522-9.7% | $5,682+3.7% | $6,713-12.2% |
| Admin fee / account holder | $1,087 | $16,158-93.3% | $13,215-91.8% | $11,407-90.5% |