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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,038 | $99,647-1.6% | $86,439+13.4% | $134,509-27.1% |
| Participation rate | 94.7% | 82.1%+12.7pp | 80.3%+14.4pp | 81.2%+13.5pp |
| Annual return | -28.93% | 6784.13%-6813.1pp | 4395.55%-4424.5pp | 418.13%-447.1pp |
| Employer contribution / active EE | $7,334 | $4,401+66.6% | $3,769+94.6% | $4,741+54.7% |
| Participant deferral / active EE | $6,748 | $7,246-6.9% | $6,952-2.9% | $6,400+5.4% |
| Admin fee / account holder | $1,018 | $8,373-87.8% | $6,732-84.9% | $11,427-91.1% |