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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,076 | $129,737+38.0% | $119,126+50.3% | $154,746+15.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 10.21% | 379.08%-368.9pp | 282.11%-271.9pp | 172.34%-162.1pp |
| Employer contribution / active EE | $4,656 | $4,375+6.4% | $4,034+15.4% | $4,379+6.3% |
| Participant deferral / active EE | $8,846 | $5,842+51.4% | $5,318+66.3% | $6,730+31.4% |
| Admin fee / account holder | $11,772 | $11,961-1.6% | $10,693+10.1% | $14,365-18.1% |