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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,237 | $110,337+31.6% | $102,383+41.9% | $145,877-0.4% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 10.32% | 24.83%-14.5pp | 24.94%-14.6pp | 551.28%-541.0pp |
| Employer contribution / active EE | $4,358 | $4,216+3.4% | $3,870+12.6% | $4,663-6.5% |
| Participant deferral / active EE | $9,861 | $5,621+75.4% | $5,060+94.9% | $6,691+47.4% |
| Admin fee / account holder | $4,402 | $9,750-54.8% | $8,391-47.5% | $13,402-67.2% |