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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,095,884 | $212,386+416.0% | $199,883+448.3% | $138,895+689.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 10.91% | 47.75%-36.8pp | 43.81%-32.9pp | 145.39%-134.5pp |
| Employer contribution / active EE | $20,687 | $6,625+212.3% | $6,261+230.4% | $4,194+393.2% |
| Participant deferral / active EE | $6,876 | $9,617-28.5% | $9,138-24.8% | $6,396+7.5% |
| Admin fee / account holder | $98,589 | $18,233+440.7% | $17,268+470.9% | $12,562+684.8% |