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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,909 | $64,307-62.8% | $57,347-58.3% | $125,393-80.9% |
| Participation rate | 58.3% | 78.6%-20.3pp | 75.1%-16.8pp | 83.2%-24.9pp |
| Annual return | -0.23% | 25.14%-25.4pp | 24.40%-24.6pp | 282.23%-282.5pp |
| Employer contribution / active EE | $482 | $3,193-84.9% | $2,689-82.1% | $4,866-90.1% |
| Participant deferral / active EE | $1,926 | $3,847-49.9% | $3,162-39.1% | $5,351-64.0% |
| Admin fee / account holder | $6,488 | $5,242+23.8% | $3,356+93.3% | $9,541-32.0% |