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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,841 | $57,350-53.2% | $83,850-68.0% | $64,181-58.2% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -10.71% | 11.38%-22.1pp | 850.92%-861.6pp | 7.63%-18.3pp |
| Employer contribution / active EE | $2,322 | $2,545-8.8% | $3,631-36.0% | $2,381-2.5% |
| Participant deferral / active EE | $5,135 | $2,993+71.6% | $4,082+25.8% | $3,470+48.0% |
| Admin fee / account holder | $594 | $4,046-85.3% | $5,478-89.2% | $4,887-87.9% |