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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,744 | $78,197-32.5% | $98,090-46.2% | $82,637-36.2% |
| Participation rate | 97.7% | 77.5%+20.3pp | 81.5%+16.2pp | 68.1%+29.7pp |
| Annual return | 14.03% | 40.25%-26.2pp | 37.05%-23.0pp | 53.51%-39.5pp |
| Employer contribution / active EE | $2,230 | $2,605-14.4% | $3,606-38.2% | $2,552-12.6% |
| Participant deferral / active EE | $3,495 | $6,636-47.3% | $7,845-55.5% | $4,126-15.3% |
| Admin fee / account holder | $2,056 | $14,832-86.1% | $11,815-82.6% | $7,339-72.0% |