Filed April 10, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,729 | $77,817-55.4% | $123,553-71.9% | $64,173-45.9% |
| Participation rate | 37.2% | 74.7%-37.5pp | 82.3%-45.1pp | 69.6%-32.4pp |
| Annual return | -10.95% | 12.49%-23.4pp | 119.21%-130.2pp | 7.63%-18.6pp |
| Employer contribution / active EE | $650 | $3,014-78.4% | $4,628-86.0% | $2,381-72.7% |
| Participant deferral / active EE | $3,434 | $5,240-34.5% | $6,426-46.6% | $3,470-1.0% |
| Admin fee / account holder | $295 | $5,519-94.7% | $9,284-96.8% | $4,887-94.0% |