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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,592 | $102,938+116.2% | $94,105+136.5% | $138,895+60.3% |
| Participation rate | 100.0% | 74.6%+25.4pp | 71.9%+28.1pp | 79.9%+20.1pp |
| Annual return | 15.69% | 250.28%-234.6pp | 204.55%-188.9pp | 145.39%-129.7pp |
| Employer contribution / active EE | $10,719 | $2,732+292.4% | $2,504+328.0% | $4,194+155.6% |
| Participant deferral / active EE | $8,997 | $4,196+114.4% | $3,881+131.8% | $6,396+40.7% |
| Admin fee / account holder | $1,251 | $6,600-81.0% | $6,199-79.8% | $12,562-90.0% |