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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,646 | $167,352-4.6% | $143,788+11.0% | $134,509+18.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.89% | 0.47%-21.4pp | -0.03%-20.9pp | 418.13%-439.0pp |
| Employer contribution / active EE | $8,072 | $5,620+43.6% | $4,952+63.0% | $4,741+70.3% |
| Participant deferral / active EE | $7,913 | $6,447+22.7% | $5,638+40.4% | $6,400+23.6% |
| Admin fee / account holder | $487 | $18,091-97.3% | $14,675-96.7% | $11,427-95.7% |