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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,429 | $100,792-77.7% | $86,691-74.1% | $134,509-83.3% |
| Participation rate | 66.7% | 78.9%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -26.51% | 29.08%-55.6pp | 35.94%-62.4pp | 418.13%-444.6pp |
| Employer contribution / active EE | $1,989 | $3,491-43.0% | $2,837-29.9% | $4,741-58.0% |
| Participant deferral / active EE | $7,274 | $5,339+36.2% | $4,656+56.2% | $6,400+13.6% |
| Admin fee / account holder | $77 | $10,924-99.3% | $7,492-99.0% | $11,427-99.3% |