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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,144 | $167,353-73.0% | $143,797-68.6% | $134,545-66.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -19.73% | 0.48%-20.2pp | -0.04%-19.7pp | 418.37%-438.1pp |
| Employer contribution / active EE | $4,041 | $5,620-28.1% | $4,952-18.4% | $4,742-14.8% |
| Participant deferral / active EE | $9,535 | $6,447+47.9% | $5,638+69.1% | $6,401+49.0% |
| Admin fee / account holder | $167 | $18,096-99.1% | $14,679-98.9% | $11,431-98.5% |