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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,101 | $72,269-83.3% | $101,271-88.1% | $79,852-84.8% |
| Participation rate | 78.0% | 68.5%+9.5pp | 75.8%+2.2pp | 69.6%+8.4pp |
| Annual return | 27.80% | 22.29%+5.5pp | 46.48%-18.7pp | 31.72%-3.9pp |
| Employer contribution / active EE | $3,550 | $2,692+31.9% | $3,660-3.0% | $2,471+43.7% |
| Participant deferral / active EE | $1,385 | $3,282-57.8% | $4,371-68.3% | $3,740-63.0% |
| Admin fee / account holder | $696 | $4,401-84.2% | $5,948-88.3% | $5,306-86.9% |