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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,752 | $138,076-80.6% | $123,553-78.3% | $135,380-80.2% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -10.87% | 153.70%-164.6pp | 119.21%-130.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $1,529 | $5,152-70.3% | $4,628-67.0% | $4,779-68.0% |
| Participant deferral / active EE | $3,657 | $6,800-46.2% | $6,426-43.1% | $5,609-34.8% |
| Admin fee / account holder | $315 | $10,917-97.1% | $9,284-96.6% | $10,828-97.1% |