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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,278 | $77,816+43.0% | $123,552-9.9% | $64,173+73.4% |
| Participation rate | 71.7% | 74.7%-3.0pp | 82.3%-10.6pp | 69.6%+2.2pp |
| Annual return | -5.37% | 12.49%-17.9pp | 119.20%-124.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $659 | $3,014-78.1% | $4,628-85.8% | $2,381-72.3% |
| Participant deferral / active EE | $8,437 | $5,240+61.0% | $6,426+31.3% | $3,470+143.2% |
| Admin fee / account holder | $1,437 | $5,519-74.0% | $9,285-84.5% | $4,887-70.6% |