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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,599 | $47,944-19.5% | $67,834-43.1% | $62,881-38.6% |
| Participation rate | 97.2% | 61.1%+36.2pp | 68.8%+28.4pp | 69.3%+27.9pp |
| Annual return | 25.53% | 11.77%+13.8pp | 138.47%-112.9pp | 20.14%+5.4pp |
| Employer contribution / active EE | $544 | $1,562-65.2% | $2,403-77.4% | $2,281-76.2% |
| Participant deferral / active EE | $3,461 | $2,247+54.0% | $3,160+9.5% | $3,203+8.0% |
| Admin fee / account holder | $1,183 | $3,712-68.1% | $4,622-74.4% | $4,296-72.5% |