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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,218 | $78,015-69.0% | $178,505-86.4% | $80,959-70.1% |
| Participation rate | 97.9% | 65.7%+32.2pp | 77.1%+20.8pp | 67.7%+30.2pp |
| Annual return | 10.62% | 18.10%-7.5pp | 27.16%-16.5pp | 35.67%-25.0pp |
| Employer contribution / active EE | $1,140 | $2,281-50.0% | $3,955-71.2% | $2,757-58.7% |
| Participant deferral / active EE | $4,672 | $4,406+6.0% | $6,280-25.6% | $4,300+8.6% |
| Admin fee / account holder | $3,447 | $7,160-51.9% | $10,428-66.9% | $6,925-50.2% |