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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,533 | $138,076-14.9% | $123,553-4.9% | $135,380-13.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.51% | 153.70%-158.2pp | 119.21%-123.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $11,960 | $5,152+132.2% | $4,628+158.4% | $4,779+150.3% |
| Participant deferral / active EE | $9,921 | $6,800+45.9% | $6,426+54.4% | $5,609+76.9% |
| Admin fee / account holder | $3,130 | $10,917-71.3% | $9,284-66.3% | $10,828-71.1% |