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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,382 | $56,894-50.1% | $84,753-66.5% | $62,881-54.9% |
| Participation rate | 59.7% | 68.5%-8.8pp | 76.6%-16.9pp | 69.3%-9.6pp |
| Annual return | 11.41% | 6.30%+5.1pp | 22.78%-11.4pp | 20.14%-8.7pp |
| Employer contribution / active EE | $1,804 | $2,400-24.8% | $3,574-49.5% | $2,281-20.9% |
| Participant deferral / active EE | $2,917 | $2,709+7.7% | $3,712-21.4% | $3,203-8.9% |
| Admin fee / account holder | $1,024 | $3,581-71.4% | $5,333-80.8% | $4,296-76.2% |